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Motorcycles

Motorcycles

We finance up to 90% of the NADA average retail value or MSRP, whichever is less on motorcycles up to 9 years old; plus tax, tag, title and GAP.

Motorcycles
Effective Date: Wednesday, March 25th, 2026
Loan TermRate APR* NewRate APR* Used
36 Months 5.99% 6.24%
48 Months 6.24% 6.49%
60 Months 6.59% 6.84%
66 Months 6.84% 6.84%
72 Months 7.09% 7.34%
1The “as low as” rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

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We’ll Match or Beat the Rate!*

Give us a chance to match or even beat your interest rate! A lower rate means a lower monthly payment with more cash in your pocket – not the dealer’s!

Convenient Payments

You will automatically receive a 0.25% discount on your vehicle loan rate when you make your payments through payroll deduction. And, you will also receive an extra 0.25% discount on your recreational vehicle loan rate if you are setup for Direct Deposit.

Apply for your loan now or you may also call us at your convenience at 305.324.4004 or stop by our office.

Member Rewards

Depending on your member relationship you may be able to benefit from extra consumer loan discounts up to 0.25%.

Build your relationship with Miami Firefighters FCU. With our Member Rewards program the more you use your credit union for loanschecking and savings accounts, the more your credit union prospers and grows and this means more and better services and pricing for you.

* This program does not apply to those situations where the payment offered by the dealer or the financial institution is priced well below market (i.e., below market financing on selected models for terms shorter than market terms, as an inducement to purchase, in lieu of rebates, and dealership buy downs, etc.) No other discounts apply. Offer may be rescinded by the credit union at any time without notice.

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